Kerala Saranya Self Employment Scheme 2022 : Online Registration, Objectives, Eligibility & Benefits

Short Info: [Apply Online] Kerala Saranya Self Employment Scheme (KSSES) 2022 – Kerala Saranya Loan Yojana Online Registration, Self Employment Scheme for Destitute Women Application Form PDF Download, Eligibility, Beneficiary List, Payment / Amount Status, Features, Benefits and Check Online Application Status at Official Website employment.kerala.gov.in . Kerala Saranya Self Employment Scheme Online Application, Registration Form, Purpose, Eligibility and Benefits.

Short Scheme Details:
Name of SchemeKerala Saranya Self Employment Scheme
Application StatusActive
Scheme BenefitRs 50000

Kerala Saranya Self Employment Scheme 2022: Kerala Saranya Self Employment Scheme List, Status News Update

Latest News Update: Self Employment Scheme for Destitute Women
The scheme is open to unemployed women who have registered their names in employment exchanges. They should belong to categories such as divorced women, women abandoned by husband, or whose husband is missing, unmarried woman above 30 years or unwed mother belonging to scheduled tribes.Under the scheme, the applicant is eligible for a loan up to Rs.50,000 with a 50 per cent subsidy.

Kerala Saranya Self Employment Scheme 2022 Apply Online @employment.kerala.gov.in

Summary: Saranya is the new self-Employment scheme introduced by the State Government for uplifting the most backward and segregated women in the State, namely widows, divorced, deserted, spinsters above the age of 30 and unwedded mothers of Scheduled Tribe, Differently abled and Wife of Bed Ridden patients. Under this scheme, banks will give interest-free loans up to Rs. 50,000 to start a self business.———Sponsered Searches———

Under the Saranya scheme, 50% loan amount up to the maximum limit of Rs. 25,000 will be given as Government subsidies by the Employment department. To return the loan amount under the Saranya self-employment scheme, there will be 60 equal monthly installments.

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Kerala Saranya Self Employment Scheme 2022” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Kerala Saranya Self Employment Scheme 2022 – Overview
Name of SchemeKerala Saranya Self Employment Scheme (KSSES)
in LanguageKerala Saranya Self Employment Scheme
Launched byGovernment Of Kerala
BeneficiariesCitizens Of Kerala
Major BenefitRs 50000
Scheme ObjectiveTo Provide Loans In Order To Start Business
Scheme underState Government
Name of StateKerala
Post CategoryScheme/ Yojana/ Yojna
Official Websiteemployment.kerala.gov.in
Important Dates
EventDates
Starting Date to Apply Online
Last Date to Apply Online
Important Links
EventLinks
Register as a job seekerRegistration Login
Saranya formClick Here
SARANYA Scheme GuidelinesClick Here
Government orderClick Here
Acts and rulesClick Here
Reports and documentsClick Here
Citizen charterClick Here
ContactClick Here
PublicationsClick Here
Lodge GrievanceClick Here
Kerala Saranya Self Employment Scheme 2022Official Website

Kerala Saranya Self Employment Scheme Online Registration Process

Saranya – Self Employment Scheme for Women: Saranya scheme is applicable for all individual entrepreneurs. Still this loan scheme is applicable for those women who want to start a joint business by more than one entrepreneur. Each woman in this joint startup would benefit the business more amount of loan than the single one and receive the maximum amount of loan and its subsidy.

All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Kerala Saranya Self Employment Scheme Application Form 2022

Step 1- Visit the Official Website of Kerala Saranya Self Employment Scheme (national employment service) i.e. employment.kerala.gov.in.

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Step 2- On the Homepage, click on online services.

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Step 3- Now you are required to click on the register as a job seeker

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Step 4- The application Form page will be displayed on the screen.

Step 5- Now enter the required details (Mention all the details such as Name, Date of birth, Mobile number, Required login ID, Password, Email address, Aadhar number, Captcha code and other information) and upload documents.

Step 6- After that, click on create account

Step 7- Now you have to click on the login option

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Step 8- The login page will be displayed on the screen.

Step 9- On this page, you have to enter Your username and password

Step 10- After that, you have to click on sign in

Step 11- Now you have to click on apply for Kerala Saranya self-employment scheme

Step 12- The application Form page will be displayed on the screen.

Step 13- You have to enter all the required information on this application form

Step 14- Now you have to click on submit for the final submission of the application.

By following this procedure you can apply for the Kerala Saranya self-employment Scheme

Procedure To Download Application Form

Step 1- Visit the Official Website of Kerala Saranya Self Employment Scheme (national employment service) i.e. employment.kerala.gov.in.

Step 2- On the homepage, click on the download tab

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Step 3- Now you have to click on the forms link

Step 4- On the new page, you will see all the forms,

Step 5- You have to click on the Saranya form

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Step 6- Now application form will be displayed on the screen in PDF form.

Step 7- You have to click on the download option in order to download it

Procedure To Lodge Grievance

Step 1- Visit the official website of the national employment service

Step 2- On the homepage, click on public grievance

Step 3- A new page will be displayed on the screen.

Step 4- You have to enter the following information on this new page

  • Name
  • Email
  • Subject
  • Message

Step 5- After that, you click on submit

By following this procedure you can lodge a grievance

Required Document for Kerala Saranya Self Employment Scheme

Important Document to Apply Online
aadhar cardRation cardAge proofResidence proofBank account detailsMobile numberPassport size photograph

Kerala Saranya Self Employment Scheme Eligibility Criteria

Beneficiary Guidelines
A woman must be a permanent resident of Kerala state.A woman from these categories Widowed, Destitute, Unmarried Mother, Spinsters of more than 30 years of age, Deserted and Divorced are eligible for the scheme.A woman must be registered as unemployed at Employment Exchange.A woman must in the age group of 18-55 years of age.Her family’s annual income must not exceed Rs. 1,00,000 per year.Educational qualification must suit the further track opted by the applicant.Woman with technical qualification or with some professional education is eligible for the scheme.The woman at the time of applying must not be enrolled in any educational institution (Students are not allowed to enroll for the scheme).

The definition of the above-mentioned categories are as follows:-

CategoryDefinition
WidowWidows mean those women whose husbands have deceased and they have not remarried to date. Widow certificate is to be obtained from the village officer or president of gram Panchayat or chairman of the municipal corporation or Mayor of the corporation
Divorced womenThose women who are divorced by their husband came under the category and have received the divorcee certificate by the court or by their religious organisation. Under this category of women there is no boundation of religion. It should be stated in the divorce certificate that the woman have still not remarried at the time of application
Deserted womanDeserted women are those women who are deserted by her husband or her husband is missing from the last seven years. These women are required to produce certificate from the tahsildar and in the certificate it should also be stated that she has not remarried till date
SpinstersThose women who have completed the age of 30 years as on 1st April of the year and are unmarried. The certificate is required to be obtained from the village officer.
Unmarried mothersThose women who belong to the scheduled tribe category who have become mothers without getting married. Unmarried mothers are required to obtain a certificate from village officer in which it will be clearly stated the caste and community of the women

Kerala Saranya Self Employment Scheme 2022: Kerala Saranya Loan Yojana Online Application Form

ABOUT Kerala Saranya Self Employment Scheme
Kerala Saranya Self Employment Scheme 2022: Kerala Saranya Loan Yojana Online Application Form PDF Download – Saranya is a self-employment scheme for women in Kerala. Saranya scheme by the Kerala Government aims at uplifting backward and segregated women like widows, divorced women, deserted women, spinsters above the age of 30 and unwedded mothers of Scheduled Tribe. Under Saranya scheme, an interest-free bank loan of up to Rs. 50,000 is provided for commencing self-employment ventures.Kerala Saranya Loan Yojana 2021Interest free loan of upto Rs. 50,000 is given for starting self-employment ventures, out of which 50% is re-imbursed as Government subsidy subject to a maximum of Rs. 25,000/- through Employment Department. Repayment will be in 60 equal monthly installments.If the venture requires an amount above the limit of Rs.50000/, the applicant has to remit her beneficiary contribution of 10% of that amount. More over, the beneficiary has to remit 3% as interest at flat rate for the amount she avails in excess to Rs. 50000/.For ventures that are running successfully and have repaid atleast 50% of the loan amount, additional loan amount subject to a maximum of 80% of the original loan amount at nominal interest rates is eligible for expanding the venture.

Implementation of Kerala Saranya Self Employment Scheme

  • Application forms are available free of cost from the Employment Exchange where the candidate is registered and is to be submitted there along with the detailed project report and income certificate from the village officer.
  • Primary verification of the application will be conducted at the Employment Exchange regarding the correctness of the data filled in the application, income certificate, community certificate, certificate regarding their marital status etc. Then if it is submitted in the Town Employment Exchange, it will be forwarded to the District Employment Exchange concerned.
  • Scrutinized applications are submitted by the District Employment Officer to the District Committee for sanctioning loans. Sanctioning authority is the District Committee for Saranya where District Collector is the Chairman and District Employment Officer is the Convener. The government of Kerala is the appellate authority.
  • The loan amount is directly sent to the bank account of the applicant from the Employment department. The beneficiaries of the Saranya Self Employment Scheme will be considered for the regular vacancies only and not for the temporary vacancies.

Monitoring of Kerala Saranya Self Employment Scheme

  • The Director of Employment is the controlling officer of the scheme.
  • The scheme is monitored through the District Employment Officers and Employment Officers of Town Employment Exchanges.
  • If the beneficiary does not repay 3 consecutive installments, two reminders will be sent. If no reply is received, revenue recovery action to realize the loan amount with interest will be initiated. Moreover, if it is found later that the loan amount is utilized for other purposes than the project sanctioned; the full amount including the subsidy will be recovered through revenue recovery.

Objectives of Kerala Saranya Self Employment Scheme 2022

SCHEME OBJECTIVE
The main objective of the Kerala Saranya Self Employment Scheme 2022 is to provide loans to the backward and segregated women of Kerala who belong to scheduled Tribes like windows, uneducated women, divorced women, etc. 50% of loans under Saranya scheme are reimbursed as Government subsidy up to a maximum of Rs. 25,000 via the Employment Department. Repayment for the loan under Saranya self-employment scheme should be made in 60 equal monthly instalments.If a venture needs an amount above the limit of Rs. 50000, the applicant must remit her beneficiary contribution, which is 10%. Moreover, the beneficiary must pay 3% as interest at a flat rate for the amount she avails in excessive of Rs. 50000.

Major Benefits

BENEFICIARY BENEFITS
The amount of this loan will be Rs 50000.This financial assistance will provide to backward and segregated women of Kerala who belong to scheduled Tribes like widows, uneducated women, divorced women, etcUnder the Kerala Saranya self-employment scheme, the government is going to provide a subsidy amount of Rs 25000The loan provided under this scheme will be interest-free up to Rs 50,000Beneficiaries can get a loan above Rs 50000For getting a loan above 50000 the beneficiaries require to fulfill certain special conditions

Key Features of Scheme

SCHEME FEATURES
The Government of Kerala has launched Kerala Saranya Self Employment SchemeThis scheme was sanctioned vide GO(P)No.81/2010/Labour date 24.07.2010.This financial assistance will provide in order to set up a businessAll the individuals and joint business owners can apply under this schemeWith the help of this scheme, women will become self-dependent

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
 The contact number and email ID is as follows:-Contact Number- 0471-2301389Email Id- [email protected]

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